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chase · Visa · Chase Ultimate Rewards
Welcome Bonus
100,000 points≈ $1,250 value
Spend $8,000 in the first 3 months
Annual Fee
$95
Spend Requirement
$8,000
Timeframe
3 months
Network
Visa
Points Program
Chase Ultimate Rewards
Credit Score
Good to Excellent (700+)
Rewards Rate
3x travel, shipping, ads, internet/cable/phone (up to $150k/yr), 1x all else
Pros
- ✓100,000 points welcome bonus worth ≈$1,250
- ✓Bonus value more than 3x the annual fee
- ✓Widely accepted Visa network
Cons
- ✗High spend requirement of $8,000