hotel
Apply Now →Hilton Honors American Express Surpass
amex · Amex · Hilton Honors
Welcome Bonus
130,000 points≈ $780 value
Spend $3,000 in the first 6 months
Annual Fee
$150
Spend Requirement
$3,000
Timeframe
6 months
Network
Amex
Points Program
Hilton Honors
Credit Score
Good to Excellent (700+)
Rewards Rate
12x Hilton, 6x US restaurants/supermarkets/gas, 4x all else
Pros
- ✓130,000 points welcome bonus worth ≈$780
- ✓Bonus value more than 3x the annual fee
- ✓Premium Amex benefits and protections
Cons
- ✗Not accepted everywhere
- ✗Best value only with specific brands
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