Today's Best Credit Card
Welcome Offers
Compare sign-up bonuses across 25 top credit cards. Find the best deal for travel, cashback, or business rewards.
🏆 Top 5 Highest Value Bonuses
| Rank | Card | Bonus | |
|---|---|---|---|
| 1 | American Express Platinum amex · Amex | 80,000 pts | Apply |
| 2 | Ink Business Preferred chase · Visa | 100,000 pts | Apply |
| 3 | American Express Gold amex · Amex | 60,000 pts | Apply |
| 4 | Chase Sapphire Preferred chase · Visa | 75,000 pts | Apply |
| 5 | Chase Sapphire Reserve chase · Visa | 60,000 pts | Apply |
Browse by Category
All 25 Cards — Compare & Filter
25 cards found
American Express Platinum
amex
Welcome Bonus
80,000 pts
≈ $1,600 value
Spend Req.
$8,000 / 6mo
Annual Fee
$695
Network
Amex
5x flights/hotels booked through Amex, 1x all else
Ink Business Preferred
chase
Welcome Bonus
100,000 pts
≈ $1,250 value
Spend Req.
$8,000 / 3mo
Annual Fee
$95
Network
Visa
3x travel, shipping, ads, internet/cable/phone (up to $150k/yr), 1x all else
American Express Gold
amex
Welcome Bonus
60,000 pts
≈ $1,200 value
Spend Req.
$6,000 / 6mo
Annual Fee
$250
Network
Amex
4x dining, 4x US supermarkets (up to $25k/yr), 3x flights, 1x all else
Chase Sapphire Preferred
chase
Welcome Bonus
75,000 pts
≈ $937 value
Spend Req.
$4,000 / 3mo
Annual Fee
$95
Network
Visa
3x dining, 2x travel, 1x all else
Chase Sapphire Reserve
chase
Welcome Bonus
60,000 pts
≈ $900 value
Spend Req.
$4,000 / 3mo
Annual Fee
$550
Network
Visa
10x hotels/car rentals, 5x flights, 3x dining, 1x all else
Citi AAdvantage Platinum Select
citi
Welcome Bonus
75,000 pts
≈ $900 value
Spend Req.
$3,500 / 4mo
Annual Fee
$99
Network
Mastercard
2x American Airlines, restaurants, gas; 1x all else
World of Hyatt Credit Card
chase
Welcome Bonus
60,000 pts
≈ $900 value
Spend Req.
$3,000 / 3mo
Annual Fee
$95
Network
Visa
9x Hyatt, 2x dining/airlines/local transit/fitness, 1x all else
Delta SkyMiles Gold Amex
amex
Welcome Bonus
70,000 pts
≈ $840 value
Spend Req.
$3,000 / 6mo
Annual Fee
$150
Network
Amex
2x Delta purchases, dining, US supermarkets; 1x all else
Marriott Bonvoy Boundless
chase
Welcome Bonus
100,000 pts
≈ $800 value
Spend Req.
$3,000 / 3mo
Annual Fee
$95
Network
Visa
6x Marriott, 3x gas, dining, groceries, 2x all else
Hilton Honors American Express Surpass
amex
Welcome Bonus
130,000 pts
≈ $780 value
Spend Req.
$3,000 / 6mo
Annual Fee
$150
Network
Amex
12x Hilton, 6x US restaurants/supermarkets/gas, 4x all else
Capital One Venture X
capital one
Welcome Bonus
75,000 pts
≈ $750 value
Spend Req.
$4,000 / 3mo
Annual Fee
$395
Network
Visa
10x hotels/car rentals via Capital One Travel, 5x flights, 2x all else
US Bank Altitude Reserve
us bank
Welcome Bonus
50,000 pts
≈ $750 value
Spend Req.
$4,500 / 3mo
Annual Fee
$400
Network
Visa
5x prepaid hotels & car rentals, 3x travel & mobile wallet, 1x all else
United Explorer Card
chase
Welcome Bonus
60,000 pts
≈ $720 value
Spend Req.
$3,000 / 3mo
Annual Fee
$95
Network
Visa
2x United purchases, restaurants, hotel stays; 1x all else
Barclays AAdvantage Aviator Red
barclays
Welcome Bonus
60,000 pts
≈ $720 value
Spend Req.
None
Annual Fee
$99
Network
Mastercard
2x American Airlines, 1x all else
Southwest Rapid Rewards Priority
chase
Welcome Bonus
50,000 pts
≈ $700 value
Spend Req.
$1,000 / 3mo
Annual Fee
$149
Network
Visa
3x Southwest purchases, 2x hotel & car partners, 2x rideshare, 1x all else
Hawaiian Airlines Business Mastercard
barclays
Welcome Bonus
70,000 pts
≈ $700 value
Spend Req.
$3,000 / 3mo
Annual Fee
$99
Network
Mastercard
3x Hawaiian purchases, 2x gas/dining, 1x all else
Citi Premier Card
citi
Welcome Bonus
60,000 pts
≈ $600 value
Spend Req.
$4,000 / 3mo
Annual Fee
$95
Network
Mastercard
3x hotels, 3x air travel, 3x restaurants, 3x supermarkets, 3x gas, 1x all else
Bank of America Premium Rewards
bank of america
Welcome Bonus
60,000 pts
≈ $600 value
Spend Req.
$4,000 / 3mo
Annual Fee
$95
Network
Visa
2x travel & dining, 1.5x all else
JetBlue Plus Card
barclays
Welcome Bonus
60,000 pts
≈ $600 value
Spend Req.
$1,000 / 3mo
Annual Fee
$99
Network
Mastercard
6x JetBlue, 2x dining & groceries, 1x all else
Wyndham Rewards Earner Plus
barclays
Welcome Bonus
75,000 pts
≈ $525 value
Spend Req.
$2,000 / 3mo
Annual Fee
$75
Network
Visa
6x Wyndham & gas, 4x dining & groceries, 1x all else
Discover it Cash Back
discover
Welcome Bonus
$300
Cash back match
Spend Req.
None
Annual Fee
No Fee
Network
Discover
5% rotating categories (up to $1,500/quarter), 1% all else — first year matched
Wells Fargo Autograph
wells fargo
Welcome Bonus
30,000 pts
≈ $300 value
Spend Req.
$1,500 / 3mo
Annual Fee
No Fee
Network
Visa
3x restaurants, travel, gas, transit, streaming, phone plans; 1x all else
Amex Blue Cash Preferred
amex
Welcome Bonus
$250
Cash back match
Spend Req.
$3,000 / 6mo
Annual Fee
$95
Network
Amex
6% US supermarkets (up to $6k/yr), 6% streaming, 3% transit & gas, 1% all else
Chase Freedom Unlimited
chase
Welcome Bonus
$200
Cash back match
Spend Req.
$500 / 3mo
Annual Fee
No Fee
Network
Visa
5% travel via Chase, 3% dining & drugstores, 1.5% all else
Frequently Asked Questions
What is a credit card sign-up bonus?+
A sign-up bonus (also called a welcome offer) is a one-time reward given when you meet a minimum spending requirement within the first few months of opening a new credit card. They typically range from $150 to over $1,500 in value.
How do I maximize my sign-up bonus value?+
Transfer points to airline or hotel partners at favorable rates, or book through issuer travel portals. Chase Ultimate Rewards and Amex Membership Rewards offer some of the best transfer options worth $0.015–$0.025 per point.
What credit score do I need for the best cards?+
Most premium travel cards require good to excellent credit (700+). Some cashback cards are available with fair credit (650+). Check specific card requirements before applying.
Can I get multiple sign-up bonuses?+
Yes — but issuers have rules. Chase has the 5/24 rule (no more than 5 new cards in 24 months). Amex limits bonuses to once per card per lifetime. Plan strategically.
What is the minimum spend requirement?+
The amount you must charge to the card within a specified timeframe (usually 3–6 months) to earn the bonus. It ranges from $500 for entry cards to $8,000+ for premium cards.