Privacy Policy

1. Introduction

CardBonusTracker ("we," "our," or "us") operates the website at card-bonus-tracker.vercel.app (the "Site"). This Privacy Policy explains what information we collect when you visit the Site, how we use it, and the choices you have. By using the Site, you agree to the practices described in this policy.

2. Information We Collect

2a. Automatically Collected Data

When you visit the Site, our servers and third-party analytics tools may automatically collect:

• IP address (anonymized where possible)
• Browser type and version
• Operating system
• Referring URL and pages visited
• Date and time of visit
• General geographic location (country/region level)

2b. Cookies & Local Storage

We use cookies and browser local storage to remember your preferences (such as language/locale selection and filter settings). We may also use third-party cookies from analytics and advertising partners (see Section 5). You can disable cookies in your browser settings; some Site features may not function correctly if you do.

3. How We Use Your Information

• To operate and improve the Site (analytics, error monitoring, performance optimization)
• To remember your language preference and filter selections
• To measure aggregate traffic and understand which card listings are most useful
• To comply with legal obligations

We do not sell, rent, or trade personally identifiable information to third parties for their marketing purposes.

4. Referral Links & Affiliate Disclosure

Some card links on this Site are referral or affiliate links. If you click a link and apply for a credit card, we may receive a commission or referral fee from the card issuer at no additional cost to you. This compensation helps fund the operation of this free comparison service.

Referral links do not affect the editorial ranking or inclusion of cards. We list cards based on their bonus value and relevance to consumers, regardless of whether an affiliate arrangement exists.

5. Third-Party Services

We use the following third-party services that may collect data independently:

• Google Analytics / Google AdSense: Used for site analytics and advertising. Google may use cookies to serve ads based on your prior visits to this and other websites. You can opt out via Google Analytics Opt-out or Google Ads Settings.
• Vercel: Our hosting provider. Vercel may collect request logs and performance metrics. See Vercel's Privacy Policy.

6. Data Retention

Anonymized analytics data is retained for up to 26 months. We do not store personal financial information, credit card numbers, or application data — we do not process applications directly.

7. Your Rights

Depending on your jurisdiction, you may have rights including:

• Access to personal data we hold about you
• Correction of inaccurate data
• Deletion of your data ("right to be forgotten")
• Opt-out of certain data processing activities

To exercise these rights, contact us at privacy@cardbonustracker.com.

8. Children's Privacy

This Site is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the Site after changes constitutes acceptance of the revised policy.

10. Contact

Questions about this Privacy Policy? Contact us at privacy@cardbonustracker.com.